Employee benefits and pensions are discussed both when the employee is hired and when they leave the position (for whatever reasons). The state of Missouri has laws governing the way that employers are allowed to administer health benefits and pension plans. Recipients and beneficiaries of these packages can file their claims under the state laws.

Additionally, employers in Maryland Heights are required to perform on any benefits that may have been promised to the employee in a contract when work began. Second, employers bear the risk of any investments that are made on behalf of an employee according to a matched contribution plan.

What Employee Benefits are Protected by Missouri law?

Under Missouri law, employers who provide employees with medical plans owe them specific legal duties. For example, they must disclose important health plan information, and employees must be provided with a fair process when reviewing their claims according to the plan. There are also some laws which give employees the right to continue on their health care plan from the previous employee during periods in which they are actively pursuing new employment.

Regarding pension programs, Maryland Heights employers owe their workers specific legal duties. First, the law requires the employer to deliver any benefits that were promised within the pension program. Second, the employer must bear the risk on any investments which are made on behalf of a worker according to terms in a matched contribution arrangement.

How can a Maryland Heights, Missouri Pension and Benefits Attorney Help?

Maryland Heights, Missouri attorneys may help employers in implementing pension plans that comply with the applicable laws. They may also help workers who are having difficulties in obtaining the benefits of a given plan.