Employee benefits and pensions are considered both when the employee is hired and when they leave the position (for whatever reasons). The state of Missouri has laws regulating the way that employers are allowed to administer health benefits and pension plans. Recipients and beneficiaries of these packages can file their claims under the state laws.

Furthermore, employers in Gladstone must deliver any benefits to the employee that were included in a contract when the employee started work. Sometimes benefits are paid directly by the employer, while other instances of benefits require voluntary contributions from the worker. Also note that there can be a standard minimum amount of time spent working for the employer in order for the employee to receive benefits.

What Employee Benefits are Protected by Missouri law?

Those employers who provide medical plans for employees owe specific legal duties under Missouri law to those they cover. They must disclose important information about the health plans, and employees are entitled to a fair process in the treatment of their claims under the plan. For employees who lose their jobs, there are some laws that allow them to continue the health care plan they had with their prior employer while they actively look for a new job.

Employers in Gladstone also owe legal duties to employees who receive pension plans. First, the employer is required by law to provide the benefits that were guaranteed in the payment plan. Moreover, under a matched contribution plan, the employer must bear the risk of any investments that are made on behalf of employees.

How can a Gladstone, Missouri Pension and Benefits Attorney Help?

Gladstone, Missouri lawyers can help an employer in creating a pension plan that complies with applicable laws. Attorneys also often assist employees when difficulties arise with obtaining the benefits under a plan.